Property management insurance: comprehensive protection for your property

Welcome to the blog of Hochheiden Hausverwaltung, your reliable partner for property management. Insurance plays a crucial role in property management. They not only offer protection against unforeseen events, but also ensure the financial stability of owners and tenants. In this article, we would like to give you an overview of the most important insurances that are relevant for property owners and managers.

Building insurance

Buildings insurance forms the basis of insurance cover for property owners. It covers damage to the building caused by fire, mains water, storm and hail. Comprehensive buildings insurance ensures that financial resources are available for repairs or reconstruction in the event of damage.

Liability insurance for property owners

Liability insurance protects owners against third-party claims resulting from damage for which the owner is held responsible. This can be the case, for example, if a lack of maintenance causes damage to third-party property or if people are injured.

Legal expenses insurance

Conflicts cannot always be avoided - be it with tenants, neighbours or service providers. Legal expenses insurance covers the costs of legal disputes and thus offers financial protection should disputes arise.

Natural hazard insurance

In addition to buildings insurance, natural hazards insurance offers protection against extraordinary natural events such as floods, earthquakes, landslides or avalanches. In view of the increasing risk of extreme weather events, this is an important addition to insurance cover.

Home and landowner's liability insurance

This insurance is particularly important for landlords, as it offers protection in the event that people are injured on the property and the owner is held liable. This includes, for example, falls due to icy paths or damage caused by falling building parts.

Residential building insurance

Homeowners' insurance protects against damage to the building fabric and fixed components of the building. It is particularly important for communities of owners in order to protect the common property in the event of damage.

The importance of adequate insurance

Appropriate insurance not only offers protection against financial risks, but also peace of mind for owners and tenants. It is important to regularly review the insurance cover and adapt it to current circumstances. In doing so, owners should pay particular attention to sufficient sums insured and the inclusion of all relevant risks.


Insurance is a key component of the risk management strategy in property management. They protect owners from financial losses and ensure security and stability. Hochheiden Hausverwaltung recommends a regular review and adjustment of the insurance cover in order to be optimally prepared.

Do you have questions about insurance for your property or do you need support in managing your property? Contact Hochheiden Hausverwaltung - we are at your side with our expertise and experience to optimally protect and manage your property.